Coalition is licensed to sell insurance in all 50 states and the District of Columbia. At this time, we do not write insurance outside of the United States (US). If you are outside of the US and interested to purchase an insurance policy from Coalition, let us know.
Coalition is a Managing General Agent (MGA) of Swiss Re Corporate Solutions and Argo Insurance. All of Coalition’s insurance products are backed by, and offer the financial security of, Swiss Re Corporate Solutions* and Argo Pro US** (A+ and A ratings, respectively, by A.M. Best). At present, all Coalition policies are quota shared between Swiss Re (51%) and Argo (49%).
*Insurance products may be underwritten by North American Capacity Insurance Company or an affiliated company, which are members of Swiss Re Corporate Solutions.
**Insurance products may be underwritten by Peleus Insurance Company, Colony Specialty Insurance Company, or an affiliated company, which are members of Argo Group US, Inc.
Coalition utilizes proprietary underwriting algorithms and thousands of data points to analyze a company’s risk posture. This information, combined with a simple online application, enable Coalition to determine a quoted premium rate and retentions based upon the coverages selected.
The entire application and underwriting process can be completed, in most cases, within four (4) minutes. In some circumstances, a quote may be subject to further review. When this happens, we aspire to confirm quotations and allow for policy binding within 48 hours of application completion (subject to the availability of any additional information requested).
If you have any questions about how we underwrite policies, or how we determine premium, please contact us.